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Established in 1993, First Credit Services, Inc. (FCS) has consistently remained the leading A/R Management and Collection Company dedicated to the Health & Fitness Industry. We represent over 2500 health & fitness clients throughout the United States, and truly understand how to handle the collection process for any health & fitness related business.

As you know, managing Corporate Gyms, Franchises, Martial Arts Schools, Personal Training Studios, etc. has its challenges, but our dedicated Collection Programs allow gym managers and operators to focus a little more time and attention on core business operations, not collection tasks. The health & fitness industry has evolved over the years, but one thing remains constant regardless of the type of agreement (Month-to-Month or Term), members need to be reminded of their pledge to keep their payment method up-to-date. If a member simply walks away from their commitment to you, we are in place to effectively communicate your message and retrieve payment. We have developed several effective collection programs to assist at any point of the delinquency process.


First Credit Services has built functional integrations with the most sophisticated and popular Club Management Billing/SW Companies in the country. These integrations make the whole collection process seamless and easy, and make our services much more accessible. Let FCS take on the difficult task of managing your past-due members, and trust that we will always handle the collection process in an ethical and compliant manner


First Credit Services works with over 2500 clients throughout the United States. FCS has developed effective first and third party collection programs for clients in every state across the USA. We continue to expand our footprint across the nation and around the world. FCS is fully licensed to collect in every state across the nation. Check to see if your agency is fully licensed!


FCS takes a lot of pride in being named the Preferred Vendor for many of the most prominent Gym Chains around the country. We are so extremely confident in our processes, that we are willing to GUARANTEE our results. We promise to outperform your internal staff or your current A/R, collection vendor. While our processes ensure better cash flow to the gym ownership we are sensitive to the fact that the survival of the gym business is dependent on its local communities, thus we implement our A/R management and collection program with that philosophy. Our goal is to drive traffic and membership to your club while maximizing dollars collected. We offer customized programs based on each markets’ geographical dynamics along with your membership and financial goals.


First Credit Services, Inc. is a longstanding member of IHRSA The International Health, Racquet and Sportsclub Association. You can always find us exhibiting at National Events and in the IHRSA Buyers Guide.